Financial Wellness

Knowledge of resources that will help fund education and living expenses. The ability to maintain a balanced budget. Preparedness for all expenses, including short-term, long-term, and emergencies.

 

A Person Who Is Financially Well

  • Develops a balanced budget that manages both income and expenditures.
  • Is knowledgeable about the ways to receive scholarships, loans, and grants for school.
  • Has one credit card or no credit cards.
  • Makes good consumer choices.
  • Focuses on saving money instead of spending money.
  • Plans and prepares to deal with all expenses (living, school, short-term, long-term, emergencies).

Financial Wellness Services at UC San Diego

Financial Aid Office

  • Budgets and Cost of Attendance

    • UCSD's estimated budgets include all educational costs: registration fees, non-resident tuition, room and board, books and supplies, transportation, personal expenses, and a health care insurance fee (or health care allowance).

    • Your estimated budget helps you and the Financial Aid Office determine approximately how much money you need to attend UCSD, and how much financial aid you need to meet that goal. Your actual costs may differ.

  • Applying for Financial Aid

    • Financial aid timelines, basics for applying, fees and costs and other important information to help you apply for financial aid.

  • Undergraduate Scholarships

    • Scholarships are gift aid, money you don't have to repay. Scholarships are awarded for academic merit only, or merit and additional criteria such as major of interest, leadership, or financial need. Find out how scholarships can help cover your undergraduate education costs.

  • Undergraduate Grants

    • Grants are gift aid, money you don't have to repay.   Grant awards are based on financial need.  You may be eligible for three types of grants: Federal, State, and University (UC).

  • Undergraduate Loans

    • Loans are funds that you must repay with interest under varying terms and conditions. Borrowing is a serious responsibility and can affect your future credit rating.

Student Business Services

Career Services Center

Other Resources:

  • Value of a College Education - This online calculator allows students to enter estimated earnings with and without a college degree, and calculates the difference in future earnings. It also provides a customized report in PDF format that students can save.

  • Student Loans - Student loans can be a great way to invest in education and advance professionally, but they are a financial commitment that shouldn't be taken lightly. In this episode, a CPA helps a young graduate manage her student loan after college. This podcast is part of the ‘Feed the Pig' national public service campaign, sponsored by the American Institute of Certified Public Accountants and the Ad Council.

 

 

 

 

 

 

 

 

 

 

 

Education Pays: The Benefits of Higher Education for Individuals and Society

This fact sheet from the College Board provides statistics and data about the economic, health and other benefits experienced by those who participate in higher education.