Accept and record payments on your computer.
Get started in minutes, no monthly fees.

What’s a virtual terminal?
A virtual terminal turns your computer into a credit and debit card terminal. It’s perfect for remote billing or taking card payments over the phone.
Make payments simple to accept and track.

Charge cards from your computer
Key in and charge credit and debit card payments from any browser. No special equipment or devices required.

Record all types of payments
Accept and record cash, cheques, Square Gift Cards and other payments from your computer.

Request payments via text
Send customers a secure payment link via text so they can enter their card information privately and pay from anywhere.

Split any transaction
Split any transaction across different payment methods, including cash, Square Gift Cards or multiple credit and debit cards.

Take buy now, pay later payments
Allow customers to pay in instalments with Afterpay. There’s no risk. You get paid in full immediately, while they pay four interest-free instalments over six weeks.
Streamline your business with easy-to-use tools built into your POS.

Speed up checkout.
Charge customers by selecting items or scanning them with a USB barcode scanner. You can also add service charges, discounts and taxes to any sale.

Issue professional receipts.
Email, text or print professional receipts for every payment from your computer.

Schedule recurring payments
Bill your customers for recurring payments on a weekly, monthly or yearly basis and securely store customer card information on file.
Manage and run your business more easily.

Keep track of your business
Stay up to date using the real-time reporting tools in your Square Dashboard.
Learn more about Square Dashboard >
Build lasting customer relationships.
Create customer profiles with notes about your customers, see their purchase histories and save their card on file to make checkout quick.
Learn more about Square Customer Directory >
Access your funds quickly
Get paid as fast as the next day, or set up a manual transfer so you can control when your funds are sent to your bank account.

Integrated with the rest of your business.
- Automatically sync with other Square solutions like Square Point of Sale, Square Invoices and more.
- Quickly export Virtual Terminal transactions to accounting software such as Xero.
- Easily download and analyse records with data tools like Microsoft Excel and Google Sheets.
